Paying Out-of-Pocket – Using Your Auto Insurance – Using Your Commercial Insurance

*Using your commercial insurance: Please contact your insurance company to confirm your chiropractic benefits even if you think you already know them. Coverages, plans, deductibles, co-pays & co-insurances are always changing.

Accepting some plans of Regence, Anthem, University of Utah, Aetna, PEHP, ASH Networks, Select Health, Cigna, Providence and our Veterans through our local VA Hospital.

  • If you are a Veteran call your case worker and ask that Dr. Bob of Holistic Chiropractic & Wellness be a provider for your chiropractic care. 

Using your auto insurance:

*If you are involved in an Auto Accident, Utah State Law requires that you contact “your” auto insurance company to get a claim number to initiate your chiropra ctic / medical care. whether you are at-fault or not. 

If you’re struck by another vehicle on your bicycle, motorcycle, scooter, skateboard, you can receive chiropractic care using the auto insurance of the party at fault. 

How Will You Know If You Are Injured In A Car Accident?

You may feel pain immediately, or not at all due to the trauma, or “adrenaline-rush” of your accident. The “adrenaline-rush” numbs your physical pain so you may not feel your physical pain for several days or several weeks after your accident; that’s just how your body works. Then there’s those people that have a high tolerance for pain, and may never feel the pain of injury, but their body silently will be suffering until a bigger setback, problem or health issue develops. something more major developsnet. And your physical pain will also affect your emotional  painheightens all your senses , but can also h

On the other hand you may feel a burning, stabbing pain, radiating pain down your arms or legs, up to your head and face; you may feel “stunned, shocked, unconscious” for a few seconds; you may not know what to do or where to go.

After any car accident even with those “mini fender-benders” you should seek holistic chiropractic care, because what is left untreated remains in your body over your years for a life-time.

If you’re in an auto insurance to report your accident to “your” auto insurance company, get a claim number and begin chiropractic care as soon as possible.

Which Auto Insurance Company Would You Call If You are A Passenger In A Car and Injured?

You would need to call the insurance company of the insured of the car that you were in when the accident occurred. This may mean the insurance company of the driver, even if that insured is not in the car at the time of the accident.

When Should You Contact Your Auto Insurance Company?

It is best to contact your auto insurance company as soon as possible after your car accident. The phone number to call is on your auto insurance card. Ask for the adjustor’s name, phone and fax number. Your adjustor will ask you a few questions about your accident like when did the car accident happen; how did the car accident happen; were there other people in the car at the time of the car accident; did the police or Utah Highway Patrol come to the scene of your car accident; were any citations given by the police or Highway Patrol; did you need any emergency care after your accident? If you think the other driver is at fault always wait for a police officer to cite the other driver. Sometimes, it may take a while before a police office to arrive depending on their priorities in the community.

If You Have A Car Accident What Information Do You Need To Collect From The Other Driver(s)?

Gather all the insurance of “all” the drivers involved in your car accident; it may be one, two, three people; names, addresses, auto insurance policy information. Were there any witnesses to your car accident?

Do You Want To Ask For An Auto Accident Report?

Yes; because the car accident report will describe how the car accident occurred, and most importantly tell who was at fault for the car accident. This will help you later in the investigation of the car accident as related to the involved auto insurance company/s. It usually takes about ten days to receive an accident report.

Should I Wait For the Police Officer or the Utah Highway Patrol to Arrive to Issue A Citation after My Car Accident?

Yes; it is very important to do so particularly if the other driver is at fault. This will help you greatly in the settling of your case, and help your attorney in collecting compensation for the “pain and suffering” that you incur from your car accident.

Ought I Find A Personal Injury Attorney Myself or Ought I Let My Doctor Help Me Find An Attorney?

Dr. Bob has over twenty years experience in helping patients in car accidents, and he can also recommend the best personal injury attorney for your case. Reading bill-boards may not always be the best attorney for your case. 

Why Is It Best to Call Dr. Bob at Holistic Chiropractic & Wellness After Your Car Accident?

Because you want a chiropractic physician who understands how the chiropractic and medical system works when you are involved in a car accident. There are ways of going about your chiropractic care, medical care and various types of imaging and their related costs. If you do what is not needed your auto insurance or the opposing auto insurance may not pay for what you think is necessary. And it will wind up being at your cost, which you want to avoid.

Will You Receive an Auto Accident Report at the time of the Car Accident?

No; oftentimes it may take up to two weeks to receive a car accident report. It’s good to have your accident report. 

When Ought You Receive Chiropractic or Medical Care Following Your Accident?

Depending on the type of accident please seek medical or chiropractic care as soon as possible. The sooner you begin to receive the correct chiropractic or medical care, the sooner you will get back to how you felt before your accident.

If you receive no chiropractic or medical care, then your injuries have a cumulative effect on your body. Injuries don’t heal by themselves. They need to be taken care of  like taking care of your home.