Our office, Holistic Chiropractic & Wellness accepts most auto insurances. If you are involved in a motor car collision / crash do the following as soon as you can:

1. Call “YOUR” auto insurance carrier “not” the auto insurance of the driver who was at fault, or depending on the situation call the auto insurance company of the”driver of the car that you were in when the accident occurred”. You have $3,000 worth of chiropractic medical insurance coverage through your auto insurance. The state of Utah has “no-fault” auto insurance which means that you and each passenger in your vehicle are chiropractically and medically covered no matter whose “at-fault” for the car accident. Your insurance adjuster will ask you when, where and how the accident took place. Oftentimes, people may not feel symptoms right away because of the “adrenaline-rush” following a car accident.

Tell your insurance company about your symptoms, like headaches, neck and back pain, radiating pain traveling down your arms into your hands, or leg pain traveling down your legs into your feet.  You can also experience difficulty in sleeping, feeling more irritable and being anxious when driving. You may have bruising on your chest from seat-belts, abrasions on your arms from deploying air-bags, bruising on your knees, ankles, feet when striking  the interior compartments of your car.

2. Ask your insurance adjuster to give you a “claim number”. Ask for your adjuster’s name, best phone number and extension. Also ask where medical bills claims should be sent to their address, fax and email address.

3. Your auto insurance company will be sending you PIP applications papers within a few days. When you receive these papers please fill them out completely and as soon as possible send them to your auto insurance company. You can also bring them to your first or second chiropractic appointment and Dr. Bob will help you.

4. Once you have a claim number and the above information you may Dr. Bob and schedule your new patient appointment by calling 801-230-0166.

5. Dealing with the stresses and frustrations from insurance adjusters can be a harrowing experience. Dr. Bob with his 20 years experience, and expertise from Dr. Arthur Croft’s Advanced Certification Whiplash Acceleration / Deceleration seminars over the past three years can help guide you through the insurance-hassling- storm. Dr. Bob can also refer you to a reliable attorney if your case has need for legal assistance. A reliable attorney along with a experienced chiropractor can help you deal with pestering insurance companies.

The truth is the auto insurance business is a very profitable business and they get very nasty to protect their profits. If the driver of the other vehicle feels that you may have caused the crash you can expect phone calls from the other driver’s insurance company pretending to be concerned about your well-being. They’re going to increase stress in any way they can by their pestering phone calls. Our office can help you navigate this process.

6. Also please don’t base the degree of your injury on the amount of pain that you have. There are other variables to evaluate like ranges of motion, skin sensitivity, deep tendon reflexes, functioning of cranial nerves, sleep interruption. Some people have significant amounts of pain tolerance and due to the adrenaline rush following an auto crash report having no pain. Whiplash occurs even in a 5 mph crash.

Taking muscle relaxers, pain medications, tylenol or ibuprofen only mask your pain; they don’t heal the structural damage, that of the tendons, ligaments and bone structures of your body. Please understand that if you get in a number of small car accidents in your life, these “small” crashes are cumulative, which equals “large” physical problems later. Get help as soon as you can. You can call Dr. Bob at 801-230-0166 to schedule your new patient appointment.

Again the number to call is  801.230.0166 !